Private market investments give Canadian investors access to alternative opportunities outside public markets, including private equity, real estate, and private lending. While these investments can enhance diversification, income potential, and long-term growth, they are typically limited to eligible or accredited investors and come with important risks such as limited liquidity, higher complexity, and reduced transparency.
A discretionary portfolio manager is a licensed professional who makes investment decisions on behalf of clients without requiring approval for each trade, operating within an agreed strategy and suitability framework. This approach enables more timely decision-making, continuous portfolio oversight, and a disciplined long-term investment strategy, while also requiring higher regulatory standards and a more comprehensive wealth management relationship.
This guide explains how accredited and eligible investor classifications in Canada—defined under National Instrument 45-106—determine access to private investment opportunities. It outlines the financial criteria required to qualify, key differences between investor types, and the risks and benefits associated with exempt market investments, particularly in Ontario where oversight is provided by the OSC.
[Solutions for Financial Planning] Higher prices can chip away at your savings, so position your money to stay a step ahead. Watch this video to learn more!
[Investopedia] An inverted yield curve describes the unusual drop of yields on longer-term debt below yields on short-term debt of the same credit quality. Sometimes referred to as a negative yield curve, the inverted curve has proven in the past to be a relatively reliable lead indicator of a recession...
When it comes to the MPT and BF, one is not necessarily better than the other, but rather, it is important to have knowledge of both to make educated investment decisions.
[Statistics Canada] Imagine a shopping basket. Fill the basket with things that you and other people in Canada might buy. Now, track the cost of this exact basket over time. The change in the cost of the basket is a basic illustration of pure price change, which is what the CPI measures...